Solution for Banking
Overview
With millions of customers, varied distribution channels, widespread branches and
fierce competition, banks are being forced to rethink strategies and develop new
business models that help them operate competitively in a high-tech, multi-channel
environment, maximizing both shareholder value and return on investment (ROI).
WealthCraft has successfully implemented systems in top-brand banks and helped them
to achieve effective customer management by leveraging a balance of best practice
and technology.
Solution Portfolio
For retail banks, WealthCraft provides a total solution integrated with three core
products tailored to the industry specific needs:
-
Advisor Workbench
-
ATOMS Order Management
-
ATOMS Enterprise
for SWIFTNet Funds
The total solution streamlines one-stop business process from the first contact,
trust retention, portfolio generation, and order management, to sales and marketing
management. With the total solution, retail banks can only invest in a single platform
to drive their financial applications, product distribution, and services in a multi-channel,
multi-departmental environment.
Features
- Easy-to-use: Compact and user-friendly menu decreases
stress and puts fun back into your work. Just pick-and-click can create high productivity
and release yourself from repetitive detailed administrative tasks. Even new retail
bankers lacking IT knowledge can easily operate the system.
- Works on your way: Smart open plug-and-components
enables a user-defined dashboard, user-defined email alert system, user-defined
product information, and even user-defined new entities or fields or business logic
that automates repetitive tasks.
- One-stop workflow: Retail bankers can fulfill a complete
order cycle in a single platform from first contact, customer retention, portfolio
generation, order management, to funds transaction via the SWIFTNet Fund, account
management, and customer relationship management.
- Automation: ATOMS Order Management System fully automates
the account opening processing of clients’ investments and achieves Straight Through
Processing (STP) with our ATOMS Enterprise for SWIFTNet Funds.
- Comprehensive financial planning modules: full suite
of financial planning modules includes a variety of calculators, risk profiling,
strategic assets allocation, product selection, hypothetical analysis, portfolio
rebalancing tools and proposal generation, providing clients an optimized investment
portfolio.
- Portfolio Management: Advanced portfolio management
tools enables retail staff to construct tailored portfolio, present in-depth analytics,
manage accounts for high net-worth clients.
- Nominee Portfolio Management: keeps track of account
relationships, holding balances, bulk orders and transactions with transfer agents,
and reconciliation of holdings with transfer agents via SWIFT messages.
- Multi-language support: the total solution is available
with four languages, English, Traditional Chinese, Simplified Chinese, and Japanese.
- Powerful search engine: Advanced searching tools and
partnership with product data provider enables users to instantly access data from
large volumes of client or product data.
- Tight integration with Microsoft® Office:
Delivers a familiar and consistent user experience based on popular Microsoft Office
and Microsoft Office Outlook, make it easy to get the information asset manager
need to know, serve and impress customers.
Benefits
- Total Client Visibility: The total solution gives
financial institutions a 360° view of important client information, making it possible
to see and analyze client portfolios, transaction histories and potential opportunities.
- Increased Revenue: The total solution allows financial
advisors to store client information in one system. This, along with its Portfolio
Management and Analytics Module, makes it easier to cross-reference, cross-sell
and up-sell, and ultimately drive profit and growth. This integrated platform also
enables financial institutions to move from product pushing to portfolio management.
- Improve Customer Retention: Integrated with Microsoft
CRM, the total solution provides a complete history and management of the client’s
relationship with the institution. Real-time alerts of performance changes allow
constant monitoring of a client’s portfolio and client purchasing patterns to be
used to forecast opportunities, helping financial institutions tailor their strategies
to actual client needs and improve customer retention rates.
- Enhanced Regulatory Compliance: The total solution
fully integrates document and email systems while providing an audit trail to log
action on the systems record.
- A True Vertical Solution: It is truly vertical platform
that offers integrated market research, portfolio management, transaction management
and CRM, equipping banking staff with all the tools they require for successful
retail banking.